SAFE. FAIR. VERIFIED.

Secure Transactions,
Anywhere You Are

Protect your online and in-person transactions with our secure payment system. Pay with confidence, sell with security backed by Stripe's enterprise-grade infrastructure.

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Simple & Secure Process

How LTCART Works

Five simple steps to secure every transaction, from negotiation to payment release.

01

Set Transaction Details

Buyer and Seller confirm price, product, and delivery terms

02

Secure Payment

Buyer deposits funds securely with LTCART.

03

Fulfillment

Seller ships the product or delivers the service as agreed.

04

Inspection & Approval

Buyer receives and verifies that everything meets expectations.

05

Payment Release

LTCART transfers funds to the Seller upon buyer confirmation.

Flexible Solutions

For All Your Transaction Needs

Whether you're buying a car, hiring a freelancer, or shopping online, we have a secure solution tailored for you.

Online Purchases

Shop online with complete peace of mind. Our secure payment service protects you from scams, non-delivery, and items not as described.

  • Marketplace purchases
  • High-value electronics
  • Designer fashion
  • Secure transactions from new stores

In-Person Meetings

Transact safely for local meetups. Perfect for high-value items where you want to inspect before finalizing the deal without carrying cash.

  • Vehicle sales
  • Real estate deposits
  • High-value collectibles
  • Local marketplace meetups

Service Payments

Ensure fair exchange for services rendered. We hold the payment securely until project milestones are met and you approve the work.

  • Freelance projects
  • Home renovation work
  • Professional services
  • Event planning deposits
stripe.com/connect

Total Balance

$12,450.00

+2.4%
Secure Payments

Powered by the World's
Most Trusted Payments Engine

We don't just process payments; we secure them. Built on top of Stripe Connect, LTCART leverages the same financial infrastructure used by Amazon, Google, and Shopify to ensure your money is always safe, compliant, and ready to move when you are.

Why Trust Us

Why Choose LTCART?

We've built the most secure and user-friendly payment hold platform for digital transactions. Here's what sets us apart.

Maximum Protection

Your funds are held securely by us until you confirm satisfaction. No risk of losing money to scammers.

Lightning Fast Payouts

Powered by Stripe Connect's global infrastructure. Quick dispute resolution and instant payouts to bank accounts or debit cards.

Bank-Level Security

Military-grade encryption and compliance with international financial regulations keep your data safe.

Verified Users

Built-in verification system helps you identify trustworthy buyers and sellers on the platform.

Fair & Transparent

Clear pricing with no hidden fees. Complete visibility into all transaction details and fund movements.

Flexible Fee Payment

Choose who pays the platform fee: buyer, seller, or split it 50/50. Customize each transaction to fit your agreement.

Service-Disabled Veteran-Owned Small Business

Proudly Veteran-Owned & Certified

LTCART is committed to the values of integrity, service, and excellence. As a certified Service-Disabled Veteran-Owned Small Business, we bring military-grade discipline to securing your transactions.

Learn more about our certification
Service-Disabled Veteran-Owned Certified Badge
Testimonials

What Our Users Say

Real stories from buyers and sellers who trust LTCART for every transaction.

"LTCART gave me the confidence to buy a laptop from a stranger online. The secure payment system worked perfectly - I got exactly what I paid for!"
Maria Cruz

Maria Cruz

Online Buyer

"As a seller, I used to worry about scams. With LTCART, I know I'll get paid once the buyer receives their item. It's a game changer!"
Carlos Torres

Carlos Torres

Small Business Owner

"The dispute resolution process saved me when a seller sent the wrong item. The team was fair and professional throughout."
Ana Rodriguez

Ana Rodriguez

Frequent Buyer

We're Here to Help

Frequently Asked Questions

Have questions? We have answers. If you can't find what you're looking for, feel free to contact our support team.

Start Protecting Your Transactions Today

Join thousands of buyers and sellers who trust LTCART for secure transactions. Get started in minutes.

No setup fees Free account creation 24/7 support